Credit information, consolidation and credit market performance: Bank-level evidence from developing countries

Samuel Fosu

doi:10.1016/j.irfa.2014.01.002

Credit information, consolidation and credit market performance: Bank-level evidence from developing countries

Samuel Fosu

Research output: Contribution to journal › Article › peer-review

21 Citations (Scopus)

Abstract

Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.

Original language	English
Pages (from-to)	23-36
Number of pages	14
Journal	International Review of Financial Analysis
Volume	32
DOIs	https://doi.org/10.1016/j.irfa.2014.01.002
Publication status	Published - Mar 2014
Externally published	Yes

Keywords

Bank lending
Banking market concentration
Governance
Information sharing

ASJC Scopus subject areas

Finance
Economics and Econometrics

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10.1016/j.irfa.2014.01.002

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abstract = "Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.",

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author = "Samuel Fosu",

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AB - Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.

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KW - Banking market concentration

KW - Governance

KW - Information sharing

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ER -

Credit information, consolidation and credit market performance: Bank-level evidence from developing countries

Abstract

Keywords

ASJC Scopus subject areas

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